Human initially work to survive, to sustain life and to accumulate wealth.
Modern day human thought that they are doing the same thing. They survive but barely, they try to sustain life but barely surviving. Very little succeed and accumulate wealth.
This new senario exist because of the modern financial framework. It is now easy to find credit offered by financial institutions. This is why life can be very stressful nowaday. We are living on the edge.
Why do we work nowaday. To get the financial insitutions richer. To serve debts coming from our desires and uncontrolable temptation. Who we are today? We are the servants of the bank and practically their slave.
We are getting fed up with the bank calling us up for repayment. They call us night and day. We are their slave because though we have had enough of them, there are little that we can do for we have much more debts left to pay. We may be indebted to them for life!.
The Idea is
The relevation
Why do we work? We are the bank servants and slaves.
Why is the happening? We have bad management of temptation and desires.
What bad management of desire and temptation brings? More debts because we spend more than we earn.
Why are we not so different from each other? Most of us are NOT a free men and women. For those who are unable to pay they became defaulters. For those who are able to pay, they are able spreading the repayment of the debts for a long time. So we are not free men and women.
The thing needs to be done
To fight our enemy. Who is our enemy? Our temptation and desires. Who else? Our debts.
We are to fight to reduce and to eliminate our enemy. Be there only honest debts.
The things that we need to realise
We can have things and the luxuries that we desire if we work hard and have alot of patient. Good things will come but later when we earn it.
If we are to keep whatever that we "possessed". The only way is to increase the abilty to earn and learn to control our expenditure. Else if we do not have the ability to increase and diverse our income, just stop the spending and focus on settling the debts.
Good habit
Maybe to have the dicipline to set a side at least 10% of our income into saving.
It should work!
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